Protecting Your Insurance Position
Meth contamination is an increasing concern for New Zealand insurers. Independent baseline and exit testing documents your property's condition — protecting claims, supporting evidence, and meeting policy requirements.
Why Insurers Are Getting Worried
Methamphetamine contamination is one of the fastest-growing property risk categories in New Zealand. As consumption rises and insurance claims increase, insurers are tightening requirements — and properties without documented testing are increasingly exposed.
Rising Methamphetamine Use
Q1 2026 Police wastewater data confirms methamphetamine consumption remains at historically high levels across New Zealand — with Northland, Waikato, and Auckland recording the highest per-capita readings nationally.
Claims Being Declined
Insurers are increasingly requiring evidence of pre-existing contamination testing before approving contamination-related claims. Without baseline documentation, landlords and property owners risk declined claims and out-of-pocket remediation costs.
Contamination Is Not Always Visible
Meth contamination from smoking can occur in any property — including well-maintained rentals. You cannot identify contamination risk by visual inspection alone. Laboratory testing is the only reliable method.
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Insurance-Ready Documentation
Our testing is designed to meet the evidentiary standards required by insurers, tribunals, and legal professionals. Every assessment is independent, documented, and defensible.
How Testing Supports Your Position
Whether you're managing a claim, preparing for tribunal, or ensuring policy compliance — documented testing is your strongest protection.
Landlord Insurance Claims
When a tenant causes contamination, insurers need proof the property was clean before the tenancy began. A pre-tenancy baseline screen establishes that starting condition — without it, contamination discovered at exit may be attributed to pre-existing conditions and claims declined.
Legal & Tribunal Evidence
Our independent reports are routinely used as evidence in Tenancy Tribunal proceedings. Chain-of-custody documentation and IANZ-accredited laboratory results carry significant evidentiary weight in dispute resolution.
Policy Compliance
Many NZ insurance policies now include meth contamination clauses requiring evidence of regular testing or risk management practices. Our assessments help property owners demonstrate compliance with policy conditions.
The Documentation Cycle
A simple three-step process that creates a defensible record of your property's condition throughout the tenancy lifecycle.
Pre-Tenancy Baseline
Screen the property before a new tenant moves in. This establishes a clean baseline — the foundation of your insurance position.
During Tenancy
If concerns arise during the tenancy — unusual odours, behavioural changes, or police activity nearby — schedule an interim assessment.
Post-Tenancy Exit Screen
Screen at the end of the tenancy. If contamination is found, the baseline proves it occurred during occupancy — supporting your claim.